Thursday, December 04, 2008

Insurers Propose Universal, Centralized Healthcare

According to this story from the LA Times America’s Health Insurance Plans, a trade group representing the insurance industry has made a significant proposal regarding Universal Insurance.  As this debate ensues everybody is going to have to make sure that what inevitably arises doesn’t provide Universal Insurance accompanied by Universal Non-Coverage. 

Consumers should be assured that their benefits provide reasonable payment to providers so that providers will participate in the plans, that coverage determination will be based on necessary and appropriate provision of services without arbitrary and capricious caps or limitations based solely on the profit motivations of the private insurance carriers.

While there is tremendous even dire need for reform in Healthcare it needs to be accomplished by thoughtful, deliberate and circumspect means.  A rush to a final proposal will only complicate the already complicated and failing system currently in place.