A story From United Press International Health insurance co-payments studied stated
"The message is simple and it's startling -- a small co-payment for a mammogram can lead to a sharp decrease in breast cancer screening rates," said Dr. Amal Trivedi, lead author of the study. "Co-payments as low as $12 deter women from getting mammograms. Because mammograms are critical in the fight against breast cancer, the most common cancer among American women, our findings have important health policy implications."
Kind of flies in the face of co-pays as a control mechanism for over-utilization rather than a control mechanism for utilization. I wonder what those $50 co-payments mean for those who may need a Physical Therapist?
Also makes one wonder what "Coverage" means these days.